Explainers
How banking
actually works.
Visual breakdowns of NIM, NPA cycles, CASA mechanics, and revenue mix — for credit analysts, product managers, and anyone who wants to understand India's banking system without sitting through an MBA.
Explainers coming soon.
We're writing visual breakdowns of how Indian banks make money, manage risk, and compete with each other. Subscribe to get the first one in your inbox.
Coming soon
How banks actually make money — a visual breakdown
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Why NIM is falling across Indian banks in FY26
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GNPA vs NNPA — what these numbers really tell you
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How Kotak built the best NIM in the industry